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Be careful if you’re thinking of claiming Social Security at 65

Many people think of 65 as the age at which they should claim their Social Security benefits. 65 is, of course, the historic retirement age when the Social Security was first enacted, and to many enrolling in Medicare at 65 may imply that they should also consider claiming Social Security at that time.  But be careful, because for most people applying this year, their full retirement age for Social Security purposes is somewhere between 66 and 67, depending upon the year they were born.  And what that means is that claiming benefits at age 65 will mean they will be reduced forever, as explained in this Motley Fool article by Maurie Backman.  Click here to read more.

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