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Be Careful When Claiming Social Security Early

While most people do indeed claim Social Security at age 62, in this article Maurie Backman urges that people ask themselves this question first: Can I mostly live on the income my savings and investments will provide? If yes, then she suggests people delay filing. Each month delayed beyond 62 until age 70 means a permanently higher future monthly benefit. Backman also says people must know what to expect from their savings. Full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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