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Boost Your Social Security Knowledge

Maurie Backman cites a recent Nationwide survey of close to 2,000 adults aged 25 and over, that found only 18% said they’re very confident in their Social Security knowledge.  While the majority of respondents did express some level of confidence, Backman argues aiming for “very confident” is worthwhile given the significance of Social Security.  The basics are these: 1. Benefits are earnings-based, not welfare based; 2. You can choose your filing age, and the longer you wait, the more you get per month; 3. You need 40 work credits to qualify for a benefit of your own, which equals ten years of work where you contributed payroll taxes.  Full piece here.



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