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Social Security planning for couples
Unfortunately, far too many people think of Social Security as only an individual benefit – what you, yourself, can collect – without a lot of thought for what the surviving partner will receive when one of you passes. While considering when to start your…
Waiting to age 70 could mean $4000 a year more in Social Security
It’s true that a majority of people claim Social Security earlier than their full retirement age, and there are some good reasons for doing that. Choosing which age to apply for benefits is always an individual choice which should be…
Lessons on retirement saving, from the old days
No question that nearly all American seniors will, or do, rely in some way on Social Security, whether as a retiree, a spouse or a survivor. But “back in the old days,” before there was a Social Security program, how…
Rest assured: Social Security WILL be there for you!
It has been fairly well publicized that the Social Security program has financial issues and, in fact, about 80% of today’s younger workers believe that the program won’t be there for them when they’re ready to retire. But the program…
Easter Greetings from the AMAC Foundation!
The editorial staff at the AMAC Foundation’s Social Security Report wishes you a Happy and Joyous Easter Season, complete with comfort, peace, and prosperity in the coming weeks and months.
Getting the Most Out of Social Security: Some Tips
If you’ve spent any time thinking about Social Security and analyzing where and how it fits into your retirement financial strategy, you’re well-versed in the benefits of deferring benefits past age 62, as well as the longer-term advantage of collecting…
A New Look at Retired Life
It’s not really that new, since the trend toward working during those retirement years seems to have become the norm for many folks. In fact, Transmerica Center for Retirement Studies recently reported that that almost two-thirds (65 percent) of workers plan to…
The Retirement Savings “Crisis”: MIllennials Speak Up
Despite all the reasons why the “millennial generation” should be focusing on saving for retirement, it still doesn’t appear to be happening. Why, you ask. Well, the National Institute on Retirement Security took a look at this issue and developed some…
Reliance on Social Security: Another View
As a counterpoint to recent media accounts of the degree seniors rely on Social Security for “nearly all their income,” Forbes contributor and resident scholar at the American Enterprise Institute Andrew Biggs suggests that the degree of reliance might be overstated.…
SSA’s Budget Increased in 2018…But the Hole is Still Deep
Reuters Columnist Mark Miller provides a recap of the Social Security Administration’s budget increase for fiscal 2018, noting the agency is in line for an increase of about 4% to just over $12 billion. The increase bucks a Trump administration…