Headlines
Will a government shutdown affect my Social Security?
With all of the budget squabbling in Washington, D.C., a temporary shutdown of U. S. Government operations is looming as a very real possibility. So how will that affect you and, especially, how will it affect your Social Security benefits? …
Social Security Disability: A retired staffer’s viewpoint
Social Security Disability is, perhaps, one of the most intimidating areas of the entire program, a view fueled by numerous nightmarish stories about inherent long delays and a grueling appeals process. In this article appearing at www.cleveland.com, retired long time Social…
About the quality of service at your local Social Security office
The stories are many from those who have tried to call or visit their Social Security office. Exceptionally long hold times on the phone, even longer wait times if you venture to visit the Social Security office, and just plain…
How long will your retirement last?
Plenty of advice is available for those approaching retirement, and most of it focuses almost entirely on the financial aspects of your golden years. Mainly, most advisors will tell you, you should strive to build your nest egg as large as…
When to claim Social Security – a handy chart
The perennial question asked by those approaching Social Security’s minimum eligibility age of 62 is “When should I claim my benefits?”. Wouldn’t it be nice if there was a single chart which would show the ramifications of claiming benefits at…
Social Security won’t go bankrupt, but benefits could shrink
It has been fairly well published that Social Security has it’s financial woes, and some even use the term “bankrupt” to describe the future of this important program. In fact, Social Security is critically important for those 34% of beneficiaries for whom Social…
Personal defined-benefit plan
Corporate defined-benefit plans fell out of favor a few years ago; however, and few investors are even aware that they still exist, they are called personal defined-benefit plan. A personal defined-benefit plan provides a guaranteed payout in your retirement years…
Changes to retirement savings rules and limitations
The New Year brings changes to several retirement savings rules and limitations. Savings contribution limits have increased allowing you to add a bit more into these accounts. In Wendy Connick’s article appearing on The Motley Fool, she list the most…
What is the right age to retire?
The one question plaguing those planning for retirement: What age should I retire? Some people think 62 is the best while others think it’s better to wait until age 70 but is there really one perfect retirement age? The answer…
Retirement trends to monitor in 2018
The Institutional Retirement Income Council (IRIC), a think tank for retirement income planning community, expects 2018 will be a critical year as the industry looks for ways to enhance their ability to provide workers with a path to a financially…