Personal defined-benefit plan

Corporate defined-benefit plans fell out of favor a few years ago; however, and few investors are even aware that they still exist, they are called personal defined-benefit plan. A personal defined-benefit plan provides a guaranteed payout in your retirement years but no larger than the average of your three highest-earning years, up to a maximum of $215,000. In the attached article, Mark Hulbert writes about personal defined-benefit plans aren’t for everyone, but since most investors aren’t even aware that they exist, chances are that some individuals could benefit greatly from setting one up. Read his article here…

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