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Helping Women Secure Today and Tomorrow
Social Security is with you through life’s journey — from when you’re born, through your working years, and into retirement. We provide information and tools that help you make better decisions about your retirement future. Women face unique challenges when…
Losing Faith In Social Security
Americans have been losing faith in Social Security’s long-term viability and 77 percent of workers said they don’t expect the program to be around once the time comes for them to retire. While much of this sentiment is based on miseducation…
Fixing Social Security’s financial woes
With Social Security’s $2.8 trillion in financial reserves projected to run out in 2034, there have been lots of suggestions on how to fix the problem and avoid cutting benefits when that happens. Various proposals have been introduced in Congress, with most proposing either…
Delaying benefits by taking a reverse mortgage not a good strategy
If you don’t really need the money right away, many advisors will suggest you delay taking your Social Security benefits in order to get a bigger check when you finally apply. Generally, that’s a good strategy as long as you…
What’s your “retirement number”?
Your “retirement number” is the amount of money you’ll need to save in order to enjoy a comfortable retirement. Knowing how much money you should save, and taking action to save it, is a crucial part of anyone’s retirement planning efforts.…
Making the wrong financial moves can derail your retirement
After an entire career of hard work and dutifully saving enough to retire comfortably, it can be pretty exciting when you start your final planning for that big day when you step through the door to your golden years. But…
Social Security financial problems: How they were fixed the last time
With all of the publicity about Social Security’s financial woes, you might think that this has never happened before. But you would be wrong. Back in the early 1980’s, Social Security finances were in a similar predicament and it was thought…
Some survivors aren’t getting all they are entitled to
There’s little question that Social Security’s survivor benefits are a lifeline to countless widows and widowers. Losing one’s spouse is certainly devastating enough, without having to worry about being shorted on the survivor’s benefit that will undoubtedly be crucial to…
Consider a phased approach to retirement
The prospect of going from a full time career to total retirement might seem either appealing or scary, depending on how ready you really are to jump into your golden years with both feet. But there’s an alternative that could…
A Primer on Retirement Planning
Recognizing retirement as a transition rather than an end is a good first-step in building a plan that will minimize the disruption that a major life event of this magnitude can have. Whether it’s preparing for a stable income stream after stepping…