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Social Security and Bankruptcy; Some Things You Should Know - nj.com

Many seniors face a declining financial situation in their retirement years, much of which is aggravated by continuing inflation and the inability of Social Security’s annual cost-of-living adjustment (COLA) to keep pace with rising costs. Some organizations, like The Senior Citizens League (TSCL), have routinely cited the continuing loss of buying power older Americans face. A TSCL study, for example, found that “…since 2000, COLAs have increased Social Security benefits by a total of 64 percent, yet typical senior expenses through March 2022 grew by more than double that rate — 130 percent.”

A predicament, for sure, and one that forces many seniors to accumulate debt that eventually becomes overwhelming. The result for some could be bankruptcy, so it’s important to understand some of the key rules. Katherine Rodriguez, the Trending News Reporter for the Content Innovation Team at NJ.com, has written a summary article on this topic that may be helpful to some readers. Check it out here

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