Headlines
Best Retirement Ever
What does it take to have the best retirement possible? In Rob Russell’s column appearing on the Forbes website (www.forbes.com), he lists the top five habits that every retiree should adopt to make their journey to and through retirement so…
Some Things to Consider if You Plan on DIY Your Retirement Plan
Are you a DIY type of person? Do you google how to fix your car, paint your house, or play the guitar? Have you tried googling retirement planning? In Charles Ragonese’s column appearing on the Kiplinger website (www.kiplinger.com), he lists…
What’s the Rush? Things to Consider Before Filing for Social Security Benefits Early
It is one of the most important decisions you will make when planning your retirement: when to begin taking your Social Security benefits. Although Americans are beginning to recognize the financial benefits of waiting for their full retirement age, many…
Tips in Avoiding Leaks in Your Retirement Plan
Some Workers will tap their 401(k) plans in the form of a loan or a withdrawal, or they may cash out when an emergency strikes. Plan providers call these “leaks.” As we all know, when water is leaking under the…
Seniors’ heathcare costs taking a bigger bite out of retirement
With healthcare costs rising as much as they are, seniors are losing more and more buying power for their retirement dollars. And with Social Security making up a large percentage of many seniors’ income, COLA increases unfortunately aren’t keeping pace…
Here’s how to add a lot of money to your Social Security benefit
“Timing is everything” as the old adage suggests, but that is especially true if you’re trying to decide when to start your Social Security benefits. If you can afford to wait and if you expect to live a long and healthy…
COLA increase probable, but don’t count on getting the whole thing
Although the final numbers won’t be known until October, the current inflation trend points to a Cost of Living Adjustment (COLA) of about 2% for next year. But don’t count on seeing the whole amount of the increase because, with rising…
Gray Divorce and Your Retirement Plans
According to data from the National Center for Health Statistics and the U.S. Census Bureau, adults ages 50 and up, the divorce rate has roughly doubled since the 1990’s. And for those ages 65 and older, the divorce rate has…
Are you prepared for the non-financial aspects of retirement?
Retirement today is more about you than your money. True, you need a good financial plan to get there and be comfortable, but it’s equally important to look inside yourself and understand what makes you emotionally happy, beyond having enough…
A list of ideas to fix Social Security: The good, the bad, and the ugly
It’s pretty well known by now that, in just a few years, Social Security will start depleting its trust fund to pay benefits. And although numerous ideas and Congressional proposals have been offered, they range from the good, to the…