Headlines
Social Security: Real reform vs. emotional rants
In this Social Security and You article appearing at Tucson.com, columnist Tom Margenau discusses some of the quick-fix reforms that arm-chair Social Security experts tell him would solve the program’s financial woes. These range from stopping benefits for “gold digging wives” to those…
The AMAC Foundation – Answering your questions about Social Security
The AMAC Foundation’s Social Security Advisory service fields questions submitted by people needing researched, trusted, and credible guidance on the options and benefits available to them via Social Security. The Foundation’s Social Security Advisors are trained and accredited through the Ohio-based National Social…
When to take Social Security? Here are some reasons to wait until 70
When to start taking your Social Security benefits is the most frequently asked question of our Advisory staff, and there simply is no standard answer. A lot of folks apply as soon as they’re eligible and take reduced benefits, but…
Thinking about retirement? Here’s what you should know
Planning for your retirement can sometimes seem, to quote Winston Churchill, like a riddle wrapped in a mystery inside an enigma. While many planners will say you’ll need 80% of your working income in retirement, reality is that you have…
No Social Security cuts through next year
While it has been widely publicized that the Social Security program needs Congress’ attention to strengthen it, it looks like no cuts to the program will occur at least through next year. But since Social Security benefit payments will exceed income starting in…
The Big Question: When to File for Social Security Benefits?
As the years go rolling by, it’s always somewhere in the back of your mind. And as you enter your 60s, it moves closer to the forefront. What we’re talking about is the simple–but BIG–question of when to begin drawing…
“Gray Divorce” Trend Complicates Social Security Benefits Picture
The claiming of spousal benefits under Social Security can be either fairly straightforward, or it can be a bit complicated, depending on your marital situation. In recent years, the proportion of divorce decrees involving people age 50 and older has trended…
Does It Sound Too Good To Be True?
(Source: Social Security Administration) Have you heard the expression, “If it sounds too good to be true, it probably is?” That is a good rule of thumb to spot a scam. Educating yourself is the best defense against fraud, identity…
“Ask Rusty” Syndicated Social Security Information Growing
Earlier this year, the AMAC Foundation launched a new service–a by-product of the re-launch last year of its Social Security Advisory Service–in which Q&A-type information is distributed weekly to some 7,000 media outlets nationwide. The feedback has been gratifying, with many…
The Importance of “Longevity Planning”
Living into the 90s is becoming increasingly possible, with the Social Security Administration estimating that one in four 65-year-olds will make it into their tenth decade. That’s generally a great thing, assuming your physical health and your financial health can sustain you through…