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The AMAC Foundation: Responding to questions about Social Security.

The AMAC Foundation’s Social Security Advisory service fields questions submitted by people needing researched, trusted, and credible guidance on the options and benefits available to them via Social Security. The Foundation’s Social Security Advisors are trained and accredited through the Ohio-based National Social…

Change in approach needed for today’s retirement plans

Let’s face it, the retirement planning landscape is changing and the traditional planning approaches haven’t yet caught up to the new realities.  With nest egg savings, or lack thereof, continuing to be a problem, along with traditional employer pension plans…

Collecting Social Security, but want to hit the “reset button”? Here’s how.

For some folks, automatically applying for Social Security as soon as they’re eligible seems to be the right choice at the time.  Others may start Social Security benefits a little later, but after collecting a while and their circumstances change,…

To delay, or not to delay claiming Social Security. That is the question.

Deciding when to retire is one of the issues that most American seniors face, and when to claim Social Security benefits is usually a key element in that decision process.  Although conventional wisdom from many advisors includes to delay claiming…

Applying for Social Security online is easy.

Back in the old days, dealing with Social Security often meant a lot of time on the telephone or a trip to the Social Security office where you took a number and waited to be called.  Today, Social Security has…

Social Security’s biggest risk? Congressional Inaction

Though the need to reform Social Security is in the news a lot lately, the fact is that the problem has been evident for decades and Congress has done nearly nothing to try to resolve the problem.  In fact, except…

What you need to know about spousal benefits in 2017

Chances are, one spouse may not have worked as many years or earned as much as the other spouse.  Or, in some cases, a spouse may not have worked at all but rather has been a stay-at-home parent.  This is where…

Determining When to Retire: It’s Complicated!

All through your working years, you probably had a vague expectation of when you’d enter retirement life. But as that life stage draws closer, you find that setting the real date becomes a complex issue. The more you think about…

E-Verify/Social Security Partnership Inching Toward Mandatory Status

Senate Judiciary Committee Chairman Chuck Grassley (R-IA) has introduced legislation to the 115th Congress that would mandate employer participation in E-Verity, an internet-based system designed to assist employers in determining the eligibility of employees to work in the United States. The…

The Rapidly Evaporating Possibility of Retirement

Reports from TD Ameritrade suggest that a full 25% of Americans feel that retirement is no longer a given, and that they expect to never retire. While there may be several reasons for this, the most prevalent seems to be the…

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