Headlines
Can You Afford to Retire?
Many Boomers are reaching retirement age and asking themselves this question and finding that they are disappointed in the answer. Fortunately, there are ways to get back on track if you find yourself straying on the final straightaway. There is…
Changes Needed For Social Security
Social Security does not protect everyone equally. Some professions are excluded from participation in the system and because of this these individuals receive severely reduced benefits in retirement. These excluded professions are state and government positions that offer pension plans…
What Actually Affects Your Benefits
Social Security is not meant to replace your income in retirement, it is meant as a supplemental source to aide in financial stability when you are no longer working. Your main source of income in retirement should be from personal…
Social Security Proposals
Candidates have finally started talking about Social Security and giving their own views on how best to reform the system. It’s no secret that Social Security is unsustainable in its current form and is in danger of falling to insolvency…
Applying for Social Security at 62? Here are some Reasons Why…
The decision to apply for Social Security retirement benefits at the earliest date of eligibility (62) is considered by many to be a strategic mistake. There are, however, individual situtations where it makes sense. Some of them are explored in this…
The Secret to Staying Put in Retirement
More and more retirees are refusing to down size in retirement. The Baby Boomer generation is among the first to be able to afford to stay in their lifetime home after retiring. In the past, it was traditional to down…
Determining When to Take Social Security
One of the more important decisions to make when it comes to Social Security is when to file for it. There are pros and cons to filing early, on time, and waiting until later. The right decision is going to…
Understanding Social Security
There have been some big changes regarding Social Security in the past few months. Most notably is the removal of a couple common filing strategies that many people were taking advantage of to increase their benefits. In order to take…
Working in Retirement
One of the most common “fixes” to the Social Security system being floated around is increasing the retirement age from the current age of 65. Some studies have shown that as much as 40% of the retired population is healthy…
Making Sure You Receive Your Full Benefits
Since you have been paying in to Social Security for your entire adult life you want to make sure that you receive the full amount of benefits that you are entitled to under the system. This number will be different…