Headlines

Why Americans do not like these possible Social Security funding solutions

Yes, the Social Security Trust fund is in trouble; however, Social Security will not run out of money since current workers fund retiree beneficiaries. Although current workers pay into the program via payroll tax, the revenue will not be enough…

When are Social Security benefits taxable?

“Certain things in life are unavoidable, including dying and having to pay taxes!” Many Social Security recipients are surprised that they may have to pay taxes on their benefits. Of course, it will all depend on whether you exceed the…

How people will be impacted by Social Security cuts

In 2023, an average of almost 67 million Americans per month receive a Social Security benefit. Social Security is the major source of income for seniors. But the Social Security Trust Fund is in trouble if not resolved; there is…

About Social Security Solvency

Over the past couple of years, we’ve reported numerous times on this page about the looming financial dilemma facing Social Security – depletion of the Old Age, Survivors, and Disability Insurance (OASDI) Trust Funds in the early to mid-1930s, and…

Storm Clouds Over Medicare Advantage?

Medicare Advantage (MA) – healthcare plans from private insurers which replace “original Medicare” – have become all the rage in recent years because they frequently offer services beyond those covered by government-administered Medicare. Medicare Advantage plans typically include restrictions on…

Social Security if a “government shutdown” occurs, plus more about SS solvency

We’ve previously posted reassurances that Social Security benefits will continue to be paid even if a “government shutdown” occurs due to Congressional bickering over the budget for the forthcoming fiscal year. Just to reiterate and emphasize – Social Security payments…

Unique Rules for Surviving Spouses

Judging by the feedback we get from those seeking our counsel about Social Security survivor benefits, even some representatives of the Social Security Administration lack a full understanding about how surviving spouse benefits work – specifically, that the rules for…

Government Shutdown? Social Security benefits, and others, will still be paid

Hyperbole abounds as we approach the end of September, by when Congress must act to provide funding for government operations for the forthcoming fiscal year. If not, then a “government shutdown” will occur. Sounds ominous, right? Well, to some extent…

Surpluses Running Dry. What do Americans Want to do About it?

Social Security faces an inability to pay promised benefits under current law in about 10 years. Selena Marnajian explains the issue, the more than 20% cuts that will occur for all, and the possible fixes. More income can be taxed.…

Here We Go Again: Government Shutdowns & Social Security

No. Social Security benefits will not cease if the federal government shuts down. Vince Cariaga explains the rationale and the funding mechanism for Social Security in this piece. But if a shutdown drags on for a while, there could still…

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