Unique Rules for Surviving Spouses - Arizona Daily Star

Judging by the feedback we get from those seeking our counsel about Social Security survivor benefits, even some representatives of the Social Security Administration lack a full understanding about how surviving spouse benefits work - specifically, that the rules for surviving widows and widowers are different from those governing spouse benefits when both partners are living. Reality is that surviving spouses often have options on whether to take their survivor benefit early or let it grow to maximum at their full retirement age, and whether they must take their survivor benefit also if they claim their own SS retirement benefit. Admittedly, the rules are tricky, but far too many instances of incorrect information being dispensed by supposedly knowledgeable Social Security representatives are occurring, as revealed in this Arizona Daily Star tucson.com article by Tom Margenau. Click here to read more.
Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public advisory service to help Americans navigate the complexities of this program. Learn more about it here…
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.
