Headlines
An Argument in Favor of the Senior Citizen Tax
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While efforts are underway in Congress to eliminate federal income tax on Social Security benefits, not everyone is in agreement. Amber Wallin, MPA, deputy director for New Mexico Voices for Children, takes an opposing view in a post on Las Cruces…
Pandemic reinforces need for savings & AMAC’s Social Security PLUS plan
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Next week (Feb 22-26, 2021) is America Saves Week. If the global pandemic has taught us anything, we should hope that saving money is essential. The savings Americans should have had in the bank but did not in 2020 greatly…
Spousal Benefits 101 – A Primer
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Social Security is a complex program, and the myriad of rules and regulations are beyond confusing to a great many people. Throw in the issue of spousal benefits, and we get to the almost incomprehensible. But, Sarah O’Brien of CNBC breaks the…
How does declining U.S. fertility affect housing sales, Social Security and college?
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Lois Collins takes a fascinating look at Social Security through a sociological lens in this piece. That birth rates are declining and have been for years is not really new news. American women are predicted to average 1.78 children over the…
Today is Presidents’ Day.
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Today is a federal holiday celebrated every third Monday of February in honor of George Washington, the first President of the United States, born on February 22, 1732. The Uniform Federal Holidays Act of 1971 set its observance from February 15 to 21, inclusive. The day…
How to lessen the effects of COVID-19 on your retirement
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The COVID-19 has changed everything from the economy, healthcare, and even our social interactions. Especially had hit has been retirees or those close to retiring. Why? Between the loss of jobs, dropping monetary value of retirement accounts, and the general…
The repercussions of 2020 may be felt for years to come
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Due to the economic slow-down of 2020, those individuals turning 60 last year, may feel the repercussions for years to come. Why? “For those Americans who turn 60 in 2020 they may receive lower Social Security benefits when it comes…
Majority of women say the pandemic has negatively impacted their ability to retire
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A recent Nationwide survey found almost 75 percent of women say the pandemic has negatively impacted their ability to retire. The survey also found women investors reported “significantly higher levels of concern about U.S. economic recession in the next 12…
Talking with your spouse about future retirement plans
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What do retirement planning and marriage have in common? The need for communication, especially when it comes to the next stage of your lives together – retirement. Long before you retire, you should talk to your spouse about your ideas…
Should you file for Social Security benefits at 62?
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You can apply for your Social Security benefit as early as 62 or as late as 70. So, what is the most popular age to sign up for Social Security benefits? The answer is 62. Although when you file at…