Latest News
Unused Medicare Advantage benefits
The Commonwealth Fund reports that three in 10 Medicare Advantage beneficiaries have not used any supplemental benefits in the past year. Although one in four Medicare Advantage enrollees reported choosing their plans because of them. The Centers for Medicare and…
Healthcare costs in retirement
The latest survey conducted by the Nationwide Retirement Institute found 73 percent of respondents list healthcare costs as one of their top concerns for retirement. Also, 71 percent of the respondents say they are terrified of how the expenses could…
Australian retirement system
The new retirement buzzword that is being played out in the mainstream media is the Australian retirement system. What is it? It is primarily based on superannuation, a compulsory savings scheme designed to ensure that Australians save for their retirement,…
Americans retirement readiness is improving
Two out of five Americans are on track to meet their spending needs in retirement; however, the typical American will have an annual shortfall of $5,000 in spending, according to Vanguard. “Although we see progress, there is still more work…
Thinking about making a change?
Medicare Advantage (also known as “Part C”) is a Medicare-approved plan offered by a private company that offers an alternative to Original Medicare. Medicare Advantage plans “bundle” Medicare Parts A, B, and usually Part D. Many plans offer extra benefits…
The Social Security Child Protection Act
The Social Security Child Protection Act (H.R. 5348) was passed by the House on Monday and now heads to the Senate for consideration. This bill directs the Social Security Administration to issue a new Social Security number to a child…
Is a Medigap plan right for you?
We are in the final days of the Medicare Open Enrollment period. The Medicare open enrollment period ends on December 7th. With all the changes happening in the Medicare Advantage market for 2026, including fewer Medicare Advantage plans, trimmed-down or…
Requirements for Social Security eligibility changing in 2026
The new year begins in less than a month, and so are changes to many programs, including Social Security. One change is that the cost-of-living adjustment (COLA) of 2.8 percent will be received in January; however, so will the new…
FIRE goggles
The FIRE movement (Financial Independence, Retire Early) is a lifestyle focused on extreme saving and investing to achieve early retirement. Many people who embrace this retirement strategy view everyday purchases not as items or experiences but as the hours they…
Medicare changes for 2026
Medicare is the federal health insurance program for people who are 65 and over. Medicare is divided into four parts: Medicare Part A, Part B, Part C (Medicare Advantage), and Part D. Like many things this year, it has been…