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Registered Social Security Analysts share client opinions about Social Security
More than half of the Registered Social Security Analysts (RSSAs) participating in a study conducted by the National Association of Registered Social Security Analysts (NARSSA) report that their clients express doubt about whether Congress will act to correct Social Security’s…
Medicare Open Enrollment and AI: Be Careful!
The excitement about artificial intelligence and its potential benefits across a variety of situations is growing. No question about that. The questions that arise, though, concern the accuracy of the information returned by an AI query. Although it’s likely a…
SSA OIG Scam Alert: Protect Your SSN
Protect Your Social Security Number Protect Your Social Security Number A person pretending to be from the Social Security Administration (SSA) or the SSA Office of Inspector General (OIG) may offer to use your Social Security Number (SSN) to verify…
Claiming at 62: A Counter-Argument to the Advice to Wait
Sure, waiting until full retirement age will get you a higher monthly benefit, asn waiting even further–until age 70–will take that monthly payment even higher. Great, if foregoing five or eight years of benefits fits your situation, then go for…
Retirement Planning and Reverse Mortgages: Some Thoughts to Consider
For many seniors experiencing financial stress in their retirement years, the idea of a reverse mortgage has some appeal. It’s something, though, that needs to be carefully considered, says Dave Ransey. As an American personal finance expert, radio host, and…
More Retirees Are Taking Their Social Security Benefits at 62 Out of Fear
It is public knowledge that Social Security is facing potential benefit cuts of up to 22% in 2032. If Social Security combines the OASI portion of the Trust Fund with the DI portion, it could stay solvent through 2034. Marsha…
Your Social Security Payment May Be Smaller Than You Expect
People tend to base their retirement income on their Social Security estimate. The first item you have to take into consideration is the cost of Medicare Part B. It will be deducted directly from your Social Security benefit. This year,…
September 2026 Social Security Payments Schedule
Regular Social Security payment dates are determined by your birth date. Payments are issued on the 2nd, 3rd, and 4th Wednesdays of each month. September Schedule: If your scheduled payment day coincides with a holiday, you will receive your payment…
Another perspective on the “when to claim” question.
The decision to claim Social Security benefits at the earliest possible age–62–is tempting, and many opt to do that even with the understanding that higher monthly benefits would be available by filing later. It’s a tough choice, especially when the…
2027 COLA Watch: Be Careful What You Wish For
Earlier this week, we published an update on the projections for 2027’s Social Security cost-of-living adjustment (COLA), noting that pundits seem to be zeroing in on a range of 3.4% to 3.6%. An adjustment of that size would, of course,…