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Earning The Maximum Social Security Benefit
Have you ever wondered how to earn the maximum Social Security benefit? In 2025, the maximum benefit amount is $4,018. If you delay taking your benefits until age 70, it is $5,108. For those who choose to file at 62,…
Social Security Is Still Mailing Paper Checks
As of September 2025, there were still approximately 400,000 recipients receiving paper checks. This was down from 456,000 still receiving them in March. They are mostly people who can’t afford a bank account due to not being able to afford…
Social Security is More Than Just a Retirement Benefit
Social Security is more than just a retirement benefit. In fact, Social Security also helps to protect your family. It provides benefits for your family should you become unable to work or pass away. Most young people tend not to…
A Novel Way to Look at the Economic Impact of Social Security
When most folks think about Social Security benefits, they tend to equate these dollars as supporting retirees and their dependents in their “golden years.” While that’s certainly true, Social Security has a much broader impact on the U.S. economy than…
The Cost of Delaying Social Security Reform
The Social Security trustees have been sounding the alarm for decades. The program’s tax revenue has been insufficient to fully fund benefit payments since 2011, requiring reliance on other income streams (income tax on benefits and interest on reserves) to…
Examining Three Key Social Security Reform Ideas
As the clock continues to wind down toward the full depletion of Social Security’s financial reserves, interest is growing in discussions about the inevitability of structural changes to avert insolvency. Recent controversy surrounding the 2026 cost-of-living adjustment (COLA) is evidence…
Are you earning enough work credits to qualify for Social Security?
You must work for at least 10 years to earn the 40 credits you need to qualify for Social Security benefits. Each year, the amount you need to earn tends to increase. It is driven by the national average wage…
Is it worth delaying your Social Security benefits until age 70?
Age 70 is when you receive your maximum Social Security benefit. You become eligible as early as 62, but did you realize your Social Security benefit grows 76% between ages 62 and 70? If you are in good health, still…
The 2026 Medicare Advantage changes
Enrollment in Medicare Advantage, the private plan alternative to traditional Medicare, has increased steadily over the past two decades, with more than half of eligible beneficiaries enrolled in Medicare Advantage since 2023. Medicare Advantage typically offers lower premiums compared to…
Medicare will cover weight-loss drugs
Medicare will cover weight-loss drugs under a new deal with drugmakers Eli Lilly and Novo Nordisk. Approximately 10 percent of Medicare enrollees who meet certain medical criteria, such as a diagnosis of obesity or related health conditions, will be eligible…