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Medicare age is still 65; you can apply online

If you’re in your 60s, you probably know that the age to receive full retirement benefits has changed. But it’s important to remember that the age to begin receiving Medicare has not: It is still 65. Even if you have…

Dialysis Centers Face Payment Cuts

Tracey Mooney is not looking forward to 2016. As chief financial officer for an organization that operates dialysis centers across Maryland, she expects to have some tough decisions to make about two years from now, when her industry could face crippling reductions in Medicare payments. There…

It’s almost 2014: Do you know where your money is?

December and January are the perfect months to look back at what you earned, saved and spent during the past year, as W-2s, account statements, and other year-end financial summaries roll in. Start by taking a look at your account balances.…

Tax tips provide timely lessons

With 2013 almost in the books, some last-minute tax moves for your retirement money could help you start 2014 off right. New retirees whose income will be significantly lower this year than it has been or who are picking up self-employed…

CONSUMER AFFAIRS: Tax Identity Theft Awareness Week

January 13 through 17 is Tax Identity Theft Awareness Week. The week will include national and regional events designed to raise awareness of the tax identity theft problem and provide guidance for victims dealing with the occurrence. According to Federal…

Maximizing Your Social Security Benefits Requires a Strategy

Like the tale of the tortoise and the hare, it patience pays off in the end. Early eligibility begins at age 62, and like the hare, one can seek instant gratification. However, if you apply at 62, your monthly benefit…

Aging baby boomers create challenges, opportunities for the future in Steele County and beyond

Face it, we’re getting grayer by the day. Even a cursory peek at the demographics show that Steele County, the State of Minnesota and the nation as a whole are getting older. And that fact of the graying of America…

Manage risk in retirement savings by finding ‘glide path’

The primary goal of most people who save for retirement is to accumulate  enough wealth to be able to replace most of their working income in retirement. If asked, most also would admit that a secondary goal is to limit…

5 Must-Do Retirement and Tax Planning Tips

As 2013 winds down, I want to offer a few simple reminders and pass along some retirement and tax planning tips that will help you end the year on a high note and propel you into a prosperous 2014. Read…

Focus on Compliance Reduces Risk for Payers in the Medicare and Medicaid Markets, according to White Paper by TMG Health

Compliance is a particular concern for Health Plans and Pharmacy Benefit Managers in the Medicare Advantage and Managed Medicaid markets. With regulations continually changing in response to Health Care Reform, payers can minimize the risk of sanctions and increase plan…

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