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Can My Dependents Get Benefits if I’m on Disability?
The short answer is, probably yes – if they meet certain eligibility criteria. When a worker becomes fully disabled before reaching full retirement age, the worker can apply for Social Security Disability Insurance (SSDI) benefits to sustain them financially while…
Should You Wait Until Age 70 to Claim Social Security?
Most Americans now know that the longer they wait to claim, the more their Social Security benefit will be. To get the maximum benefit you can, waiting until age 70 to claim is the way to go but, of course,…
Not Knowing This About Social Security Could Spell Trouble in Retirement
Here’s a stark fact: most Americans are woefully misinformed about how Social Security works and similarly in the dark about the best time for them to claim benefits. There’s one myth, especially, that seems to have a life of its…
About Social Security Benefits for Children
Most people don’t think about Social Security as a benefit for children but, for decades, Social Security has paid benefits to children of those who are collecting either their Social Security retirement (or SS disability) benefits. There are, of course,…
Social Security in 2023–Knowing the What’s Changing (and What’s Not Changing)
By now, just about everybody involved in Social Security knows that benefits are changing to the tune if 8.7% in January. There are also two other key parameters that are changing in the coming year: the ceiling on earnings subject…
Key Social Security Unknowns (Unfortunately)
There are several key Social Security parameters that govern an effective claiming strategy, but unfortunately many of them remain unknown to a large portion of those aging into eligibility. For example, as discussed in an article by gobankingrates.com, nearly 40%…
Advice Regarding Social Security Scammers
Although it’s more than a seasonal situation, the Social Security Administration’s (SSA) Vonda Van Til starts off the festive month of December with a refresher on how one can guard against falling prey to the ubiquitous scourge of swindlers operating…
Retirement advice for 2023
Liz Weston, a financial advice columnist, says, “Retiring into a bear market makes it more likely you’ll run short of money over the long haul.” Yes, there will be challenges if you retire in 2023, but it’s not to say…
How to spot imposter scams
As we enter the season of giving, we are also entering the season of imposters and scammers. The Social Security’s Office of the Inspector General has received reports of scammers creating fake identification badges and using them to “prove” that…
A guide to your monthly benefits
Approximately 70 million Americans will see an 8.7 percent increase in their Social Security benefits and Supplemental Security Income (SSI) payments in 2023. Those individuals on Supplemental Security Income will get their first increased check in December. Katie Teague created…