Latest News
Some thoughts on getting the most out of Social Security
Anyone taking a look at Social Security, either from a long-range planning standpoint or from a close-to-taking-the-step position, needs to pay attention to some key strategical points that could help them in the long run. Whether it’s the strategy of…
Don’t delay and sign up now
You can start your Social Security retirement benefits as early as age 62 or as late as age 70. The majority of financial experts advise you to delay benefits beyond your full retirement age, so the amount of your retirement…
The remarriage rule
Social Security Administration has thousands of rules; some make sense, then some do not. There is one particular rule that many individuals find bewildering; it is the remarriage rule. The simple act of remarriage, if done at the wrong time,…
Protect yourself from scammers
Beware, scammers are using regular mail delivery to send fraudulent letters on SSA letterhead, advising the recipient to call a toll-free number to activate an increase in SSA benefits, such as a cost-of-living adjustment (COLA). The letters appear to be…
Time is running out to change your Medicare Advantage plan
Sometimes things don’t work out as you hope they would. If you’re unhappy with your Medicare Advantage Plan (Medicare Part C), you have options? Each year, there’s a Medicare Advantage Open Enrollment Period from January 1 – March 31. Sarah…
Stay in the know about Social Security
“The only constant in life is change.” That holds for the Social Security program; it changes every year. There are some changes to the Social Security program that are more visible than others, but it’s the small changes that go…
What you need to know before filing for Social Security at 62
You can start receiving your Social Security retirement benefits as early as age 62. However, it is a good idea to know the consequences if you start your Social Security benefits early. What are those consequences? There are four key…
The retirement provisions could surface in the months ahead
Congress is under the gun this week to wrap up fiscal 2022 spending. They must have a funding deal in place or risk a partial government shutdown or must pass another Continuing Resolution. What could this mean for the Securing…
Should you stay or should you sell your home?
There has been a lot of media attention paid to aging in place; however, what if keeping your home will destroy your retirement security? Then selling your home makes sense, but what if you don’t want to leave your home;…
Is transportation a hidden cost in retirement?
We all assume the cost of healthcare in our retirement will be our largest expenditure, but, according to a recent report from the Bureau of Labor Statistics, healthcare costs are the third largest expenditure for consumers 65-years old and older.…