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Retirement Insecurity 2021: Americans’ Views of Retirement.
COVID has affected how many Americans’ retirement plans. The National Institute of Retirement Security (NIRS) conducted a study they found “Americans are united in their worry about retirement issues,” according to Dan Doonan, Executive Director of NIRS. The study also…
Should you pay off your mortgage or save for retirement?
How many couples near retirement face the decision of whether they should pay off their mortgage or save for retirement? But, Liz Weston, leading financial expert, says “The older you get, the harder it is to make up for lost…
Getting your retirement savings back on track
The Vanguard Group, the investment management company, is reporting the median 401(k) account balance is around $25,000. If you have fallen behind in your retirement savings, there are ways to get you back on track. In Katie Brockman’s article appearing…
The state of retirement in America
Of the 77 percent of Americans having retirement plans, many people don’t have enough saved to fund their retirement at the same level as their working years. The Government Accountability Office (GAO) reported for Americans between ages 55 and 64…
These claiming strategies will help you maximize your Social Security benefits
Only a small percentage of older Americans, seven percent, receive income from three sources of retirement income such as Social Security, pension, and a defined contribution account but for the rest of us, 40 percent rely only on Social Security…
The Staggering Toll of Social Security Scams
We’ve discussed scams at our website here before, and hopefully that has helped our readers to avoid being taken in by those looking to bilk you out of your money. Still, far too many Americans are falling for the phony stories put forth…
Don’t Plan Retirement Based Upon Myths
You’ve surely heard that one size doesn’t always fit all, and no where is that more true than in planning for your retirement. Everyone’s situation is different – different lifestyles, different health concerns, different travel objectives, different savings and investment…
ALS (Lou Gerhig’s Disease) Patients Gain Relief
Those who suffer from ALS, commonly known as “Lou Gerig’s Disease,” achieved a great victory late last year when President Trump signed into law the “ALS Social Security Disability Insurance Access Act.” For ALS patients, this law eliminated the usual 5 month…
A Fraud Warning From Social Security
Unfortunately, fraud attempts seem to be on the rise these days, and Social Security recipients have become one of the scammer’s favorite targets. So much so that the Office of the Inspector General of Social Security has issues a new warning…
The Wave of the Future – Online Social Security Services
Social Security has, for years, been migrating more and more of its functional capability online. Although that strategy helps Social Security keep their operating costs lower to help meet Congressional mandates, there’s an obvious advantage to current and future beneficiaries.…