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Budgeting for economic uncertain times
During periods of economic turbulence, it can make it difficult to know how to budget. Thirty-three percent of Americans have dipped into their savings and/or retirement accounts to help pay the bills during the pandemic according to Pew Research Center.…
How to use your second stimulus check
Millions of Americans under a plan that Congress is currently voting on will receive a second stimulus check in the coming weeks. This second-round payments will be for $600 per eligible person, plus an additional $600 for each child. Although…
Are you new to Social Security?
Social Security has 2,728 rules governing benefits, and many more variations and exceptions, it is a tangled web of red tape. Although there is a lot to learn about Social Security, but if you have recently filed, you should spend…
Four important moves to make if you plan to retire in the coming year
We are still in the midst of a pandemic that could impact both your finances and your general plans so before you retire in 2021; make sure it’s worth it to actually do so. Although you may be tired of…
Your home could generate money for you in retirement
According to the 2019 Retirement Confidence Survey, it found more than a third of those 55 and older have saved less than $100,000, and about 60 percent have saved less than $250,000 for retirement. With Social Security benefits only replacing…
57.3 million employees don’t have access to a retirement plan
According to a new report from the Georgetown University’s Center for Retirement Initiatives, it found 57.3 million employees in the private-sector workforce do not have access to a retirement plan through their employer. The report also mentions that 79 percent…
Is there a second stimulus check coming your way?
Although nothing is final yet, it now appears Congress has agreed on a new COVID-19 relief bill that includes a second round of stimulus checks, with a vote expected today. The bill will then go to the President for signing, and It…
Apprehensive About Retirement? Here Are Some Thoughts to Consider.
Freelance writer Mary Shustack takes a look at some of the realities of facing retirement years. For some (maybe many) the thought of stepping off the career track can generate some concerns, or at least some serious thoughts on what’s…
Is age 50 in your sights? Some things to think about.
Age 50. Half a century. It’s a big milestone in life’s journey and let’s face it, it also means you’re much closer to those retirement years that so many folks talk about. So, if you’re reaching that point soon, there…
Filing for Social Security Early…Rethinking Conventional Wisdom
Sure, it’s pretty clear that waiting until the all delayed retirement credits (DRCs) are rolled into your monthly benefit payment produces a higher level of cash flow at that point. Many folks are moving in that direction for their retirement…