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What is fueling the increase in ACA Marketplace premiums
A median proposed premium increase of 18 percent for ACA Marketplace plans for 2026, according to a recent analysis from the Kaiser Family Foundation. The study focuses on public filings by the 312 insurance companies that participate in the ACA…
State Taxation of Social Security Benefits
When planning your retirement, consider the taxes you’ll have to pay. Nine states may tax your Social Security benefits depending on your income. If you have other income besides your Social Security benefits, odds are you will pay taxes. For…
Social Security Reduces Wait Times
Frank Bisignano, President Trump’s recently appointed Commissioner of the Social Security Administration, states that the wait time for phone response has been reduced. He reports the average wait time for July has dropped to 7.6 minutes, down from the previous…
Retired, but not by choice. Now what?
Over half of retirees leave the workforce earlier than expected. Whether due to their health, corporate restructuring, or Artificial Intelligence (AI), it is becoming a common factor.One of the most common things a person, at least age 62, does when…
Your first Medicare billing surprise
Around your 65th birthday, you will have a 7-month window of time when you can sign up for Medicare. It is called your Initial Enrollment Period — or IEP for short. Your IEP includes your 65th birthday month, as well…
The Importance of Placing a Credit Freeze on Your Social Security Number
Breaches into company records exposing your personal information, such as your birthday and Social Security number, are becoming a common event. If you put a Credit Freeze in place, it prevents your credit bureau files from being accessed by someone…
The Best Time To Start Your Social Security Benefits
When should I start my Social Security benefits? This is one of the most common questions the Social Security Advisors are asked at the AMAC Foundation. When to claim your Social Security benefits is a personal decision only you can…
What the OIG found about Medicare Part B drug payments
Medicare Part B pays for covered drugs and biologicals, including covered preventive vaccines, using several methodologies. The Average Sales Price (ASP) is the primary methodology used for Pricing Part B Drugs; however, in the absence of ASP data, CMS may…
Social Security Paper Checks Are Ending September 30th, 2025
The current administration is ending the insuance of paper Social Security checks to reduce administrative costs and fraud from paper checks being stolen. Recipiients still receiving paper checks need to switch to either direct deposit or prepaid Direct Express debit…
Artificial Intelligence (AI) is Contributing to Scams Becoming More Sophisticated
Scams are becoming harder to spot. They can be in the form of a misspelled email address or a call from a robotic voice. Scammers are using your personal information that they have gathered to make themselves sound more legitimate.…