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Taking Your Social Security Benefits Before Your FRA and Continuing to Work
If you were born in 1960 or later, your full retirement age (FRA) is 67. If you are working and take your benefits early, you will be subject to an earnings limit. If you go over the earnings limit for…
More on the New Trump Plan for Retirment Accounts
Just a few days ago, the Congressional Budget Office weighed in on the full depletion date for Social Security’s trust funds, projecting 2032 as the point where the program would be forced to shift to a cash-in/cash-out operating mode. Absent…
How Important are Defined Contribution Plans to Retirement Success?
If you’ve ever questioned the value of deferred compensation (defined contribution) plans like 401(k)s and IRAs and if you are unsure about the importance of the “401k plans for all” President Trump announced in his State of the Union address…
Social Security and the Fight Against Poverty
Mention Social Security, and the natural instinct is to assume it’s about retirement and the support of the elderly. While that’s of course true, it’s equally relevant to consider the benefit payments in the context of guarding against poverty, and…
Slam the Scam Day – Safeguard Your Community from Government Imposters
(Source: Social Security Adminostration) Date: Thursday, February 26, 2026 Dear Colleague, The Inspector General for the Social Security Administration (SSA) has designated March 5, 2026, National “Slam the Scam” Day, an outreach campaign to raise public awareness of Social Security scams and…
More on the “Wait to Age 70” filing decision
There are many viewpoints on the general question of when to claim Social Security benefits, with early claiming — age 62 — remaining a statistically popular choice. The question itself is the most frequently-handled topic at the AMAC Foundation’s Social…
Obtaining New or Replacement Social Cards Now Online
In keeping with its “digital first” direction, the Social Security Administration (SSA) is implementing a simplified approach to obtaining or replacing Social Security identification cards via an online process intended as a convenience and time-saving step. The move is part…
COLA Watch – 2027
Yes, the official calculation of the 2027 Social Security cost-of-living adjustment is still about eight months away. But since it’s such a popular topic for pundits to discuss, we’re already seeing forecasts of what beneficiaries could see in their January…
Anaylzing the Claiming Age Trade-offs
Although age 62 remains the most popular age for claiming Social Security benefits, and although many folks realize that deferring that decision will yield a higher monthly benefit, deciding to jump in or wait can be agonizing. A thoughtful decision…
A Quick Primer on Social Security
If you’re just beginning to consider the U.S. Social Security program, it’s wise to start with a basic account of the foundational elements of this 90-year-old senior benefit program. Freelance writer Miranda Marquit, in a post on Britannica Money’s website,…