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More on the “Scrap the Cap” Argument
As most readers are keenly aware, the dialog on how to fix Social Security’s looming financial catastrophe most often turns to elimination–or at least adjusting–the payroll taxable maximum. The basic argument goes like this: someone earning a million dollars in…
Let’s Start the Week Off With Some Myth Debunking
Over the years, our editorial staff here at the AMAC Foundation has diligently reported on a variety of myths, rumors, misunderstandings, and outright lies that continually circulate in public discourse about Social Security. Some are funny (well, almost), but others…
Like he said, it’s really not that complicated!
We often re-post informational articles from Tom Margenau, a Social Security veteran with decades of experience in the detail trenches. His style of explaining the nuances of Social Security’s rulebook is not only educational but also entertaining. His recent post…
Retirement Planning 101: Look Beyond Social Security
For anyone working on their retirement plans–and that should include anyone not yet retired–the Social Security Administration (SSA) website offers sage advice: Social Security is not meant to be your only source of income in retirement. “On average, Social Security…
The small employers embracing retirement plans
A recent data analysis has found that the smallest U.S. employers are increasingly embracing workplace retirement plans. Smaller employers have historically had low plan participation rates; however, retirement plan participation increased to 31percent in 2026, up from 19 percent in…
Maximize your Social Security benefits by claiming at age 70
Nearly three in four seniors depend on Social Security for at least half of their income, and 21.8 million seniors live solely on Social Security benefits, according to The Senior Citizens League. With Social Security playing a significant role in…
How Americans would fix Social Security
In the early 1980s, Social Security became known as the third rail of American politics, and it remains so today. With no proposals to address the impending insolvency, the Program for Public Consultation at the University of Maryland’s School of…
How confident are you on understanding Medicare
Does consumer confidence always translate into actual understanding? According to the latest survey by eHealth, it does not. The survey results show that 89 percent of beneficiaries feel confident that they understand their Medicare benefits and coverage options; however, just…
Is 67 a good time for you to take benefits?
The earliest you can claim Social Security is age 62, but your monthly benefit will be reduced if you claim before your full retirement age (FRA). At your FRA, you receive 100 percent of your calculated benefit. If you delay…
5 Social Security YouTube Videos Everyone Should See Today
Social Security programs, benefits, and resources are here to support you throughout life’s journey. On our YouTube channel, you’ll find easy-to-understand videos that explain our programs, benefits, and services. Whether you’re planning for retirement, managing your benefits, or creating your…