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Don’t let the current market whiplash spook you!
These are tense times for retirees and those looking near term at retirement. It would be naive to say that all is well, although history tells us things will settle down and there will be a recovery, but what is…
3 Reasons Why Social Security is Important to Women
(Source: Social Security Administration) In the 21st century, more women work, pay Social Security taxes, and earn credit toward monthly retirement income than at any other time in our nation’s history. Yet, on average, women face greater economic challenges than…
The Importance of a Balanced Savings Strategy
It sounds kind of counter-intuitive to say it, but a post by The Motley Fool’s Katie Brockman on ravallirepublic.com suggests that the reflex to “…start saving as early as possible and sock away as much as you possibly can in your retirement…
The Market Downturn and Your Social Security Strategy
These are strange times, indeed. As 2020 dawned, who’d have seen us plummet into a bear market in a space of less than three weeks? For that matter, who would have thought we’d be self-quarantining ourselves and implementing something called “social…
More Thoughts on Deferring Social Security Benefits
The value of holding off on Social Security benefits is pretty well known these days, and many financial advisors extol the virtue of an 8% return on your deferred benefits (especially in view of the paltry–and declining–interest rates offered by…
Younger Workers…Check Out This Advice
For someone in their 20s, perhaps just getting settled into a career track, thoughts of retirement or at best distant and hazy. It’s typical at this point in life to procrastinate on serious thought of preparing for those “golden years,”…
The Personal Aspects of Deciding on Retirement
Of course, there is no one-size-fits-all template for those wondering when they should embrace retirement. It’s a decision that has many facets and implications, but the most fundamental is one’s health and financial situation. But assuming you’re in a position…
Would a coronavirus-driven tax cut be the best solution?
Sure, there’s a substantial level of panic in many quarters of our country right now. Whether it’s in the financial sector, as evidenced by the quick shift from a bull market to bear territory, or the employment sector, with potential…
Here’s What Your “Golden Years” Can Look Like
In this lighthearted account of how her life has changed in retirement, a former banking executive describes her new world, unleashed from the bonds of commuting and daily career turmoil. Appearing in The Buffalo News, Mary Nicoterra’s tongue-in-cheek description of her…
Getting the Most Out of Medicare
Medicare, America’s premier healthcare plan for our aging population, can also be very confusing and mysterious to those approaching age 65. The same is true for those who are already enrolled in the program because, in reality, many just use the…