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More Thoughts on Deferring Social Security Benefits

The value of holding off on Social Security benefits is pretty well known these days, and many financial advisors extol the virtue of an 8% return on your deferred benefits (especially in view of the paltry–and declining–interest rates offered by the financial industry these days). And yet, the majority of those aging into Social Security eligibility still start their benefits before their full retirement age–the point at which their base benefit is highest. So, The Motley Fool’s Sean Williams offers yet another recap of some fundamental reasons why it’s strategically important to wait as long as possible–even up to age 70, when the deferred credits stop–to begin taking that monthly payment. Read his post here…


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