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Employers think age 70 is too old to work, while workers say it is age 75
In the 19th annual retirement survey conducted by Transamerica Center for Retirement Studies (TCRS); the focus was on the need for workers with greater longevity expectations to remain in the workforce longer than previous generations. The survey found that 69…
Three retirement planning lessons
Retiring planning for most people is often overlooked and they don’t face it until later in life. The key is to find one that works for you. In the attached article it provides three timeless lessons that you should consider…
Early retirement or financial independence, which one is more fulfilling?
The growing FIRE (financial independence, retire early) movement is pursued with zeal under the assumption that retiring early in order to escape unfulfilling jobs is the path to happiness; however, sometimes that make us less happy, at least for a…
Costly retirement mistakes and the one simple solution to all of them
Some people in or near retirement misunderstand how Social Security works and figuring that if they have a Social Security check and a little savings, somehow everything will work out. Unfortunately, retirement is complicated and the decisions you make have…
Health Savings Account limits for 2020
Health savings accounts (HSAs) for many people offer a tax-friendly way to pay medical bills. The contributions made by an employer are excluded from your gross income and distributions are not taxed if you used them to pay qualified medical expenses.…
Maximizing your retirement savings
The majority of us who work have this one common goal: Retirement. So, making the most of your retirement savings is essential. After all, your retirement savings determine how comfortably you’ll live in retirement. If you are looking for ways…
Protecting what’s Important to You
Unfortunately, scams are a part of our current reality. Scammers are always thinking of different ways to trick their targets, coming up with various ways to try to steal your information, identity, and benefits. They depend on you not knowing…
Wage garnishment of your Social Security check
Do you know that certain types of debt can result in wage garnishment, including your Social Security check? Good thing is, for most types of debt, such as personal loans, credit cards and medical bills, Social Security cannot be garnished…
Do you know these four HSA attributes?
Today’s employees are woefully under-informed regarding the advantages of a health savings account (HSA) according to data from Bank of America’s 2019 Workplace Benefits Report. They found only 11 percent of employees surveyed could correctly identify the four attributes of…
For those individuals who may live to be 150, you need a good retirement plan
According to Guinness World Records, the oldest person alive is currently 116 years old and they say that the first person to live to be 150 is alive. So how do you plan for retirement if you may live to…