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The “next-best” age for Claiming Social Security (beside age 70)

In something of an anti-climatic muse, the author of this article suggests (by quoting a financial expert) that while you can get your maximum Social Security benefit at age 70, there is a “next best” age at which to claim – age 69. While that’s not much of a stretch in the intellectual thought process, his message is spot-on: waiting as long as you can to claim your Social Security benefit will give you a higher benefit amount, and claiming at age 69 – while not as lucrative as waiting until age 70 – only gives you a little less (8% actually) than you’ll get by waiting that extra year. This article by Eugene Townes appears at Money and Markets Personal Finances, and offers some generally good advice – waiting to claim Social Security is a very wise financial decision. Click here to read more.

Also, if you’re unsure about your individual situation under Social Security or have questions about your personal benefit entitlements, note that the AMAC Foundation provides an independent free-to-the-public Social Security Advisory service to help Americans navigate the complexities of this program. Learn more about it here…

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