Latest News
Nearly 2 out of 3 Medicare beneficiaries have not dental coverage
Nearly 2 out of 3 Medicare beneficiaries have no dental coverage. According to the Kaiser Family Foundation, Medicare beneficiaries who went to the dentist in 2016 paid an average of $922 in out-of-pocket expenses. Why? Medicare doesn’t cover crowns, dentures,…
Hiring a certified divorce financial analyst
No one gets married thinking they’re going to get divorced, however, about 40 to 50 percent of married couples in the United States divorce. So what does that mean to your retirement savings? Read one woman’s experience on how getting…
Are you dreaming of retiring overseas?
Are you dreaming of retiring overseas to keep your retirement costs low? Have you thought about housing? Do you need to pay taxes in the new country? Let’s not mention navigating a foreign healthcare system? In the attached article, American…
The path to long term Social Security trust fund solvency without raising taxes
What is the one program that younger Americans tend not to think about, but most older Americans depend on it: Social Security. According to estimates, Social Security trust fund reserves will become depleted by 2034 if Congress does not make…
How longevity fits into your Social Security decision
We often speak of the key things which determine your Social Security benefit amount – specifically your average lifetime earnings and the age at which you claim benefits. And while you can’t do much to change your earnings history, you do…
Social Security Disability benefits for seniors
The Social Security payroll tax withheld from your paycheck includes a small amount as a premium payment for worker protection called Social Security Disability Insurance, or “SSDI.” The SSDI program is there as protection for workers who become disabled and suddenly…
Sen. Warren’s socialist Social Security reform plan
Even after announcing her plan to reform Social Security, the topic never came up for discussion during the recent Democratic debates. That’s unfortunate, because fixing Social Security’s financial woes is something of major importance to a big segment of our…
Social Security when working after age 70
Seventy is the new fifty, , or so we’re told. Then it should be no surprise that so many seniors are working up to and beyond age 70. But what does that mean for someone who’s already collecting Social Security? …
Medicare For All – An unaffordable and unrealistic plan
“Medicare For All,” touted by Bernie Sanders and others who love to promote “feel good” socialist ideas without regard for their cost, is all over the news these days. Venerable economic expert Charles Blahous, formerly a Trustee of the Government’s…
“Original Medicare,” or Medicare Advantage: Two different things
“Original Medicare” refers to the Medicare coverage which existed prior to the advent of plans known as “Medicare Advantage.” Original Medicare is a program which is provided by the Federal Government, and includes coverage for hospitalization (known as Part A),…