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How does Social Security fit into your retirement plan?
As described in this Forbes article, “While almost everyone can be eligible for Social Security, the ideal time to begin receiving benefits is unique to each person.” Social Security was never intended to be your sole source of retirement income, so…
The non-financial aspects of retirement planning
Sure, financial planning is a crucial component of any retirement plan; after all, your retirement isn’t going to be very comfortable if you don’t have the money you need to enjoy life. But, there are other, non-financial aspects of retirement…
Most popular filing age? 62, but why?
Age 62 is by far the most popular age at which people apply for their Social Security benefits. The reasons are varied, from being forced into retirement early or that they simply need the extra money to support their lifestyle, but it…
Scammers are still trying to get your Social Security information!
It seems to be a recurring news item that scammers impersonating Social Security call unsuspecting seniors and threaten that their benefits will stopped unless they provide personal information, or even pay a fee by credit card over the phone. It…
Dem’s new plan to make Social Security solvent
With a great deal of fanfare, supported and apparently endorsed by the NY Times, Congressional Democrat’s unveiled their new plan to increase Social Security benefits while at the same time predicting that through raised payroll taxes it will resolve the…
Women have unique planning needs for Social Security
Social Security is, of course, a mainstay of the financial well being for millions of American men and women. Women, however, have some unique reasons why they must be especially strategic when planning how Social Security fits into the broader retirement…
A primer on Social Security
Social Security is unquestionably a complex topic and also a critical one for the nearly 63 million Americans who rely on it. Yet, the majority of people either already on Social Security or who contemplate applying soon don’t understand even…
Deciding when to claim Social Security
When to claim your Social Security benefit is not something to be taken lightly, and certainly not something you should do just because “it’s there”. Blindly claiming your benefits can result in some fairly significant consequences, while doing a little research…
Will your State, or the IRS, tax your Social Security?
If you’re in that stage of life when you’re planning to claim your Social Security benefits, there’s something you may not have taken into consideration – will either your State of residence or the Federal government take back some of…
Your imagination could be a key to boosting your retirement savings
Your imagination could be a key to boosting your retirement savings. Research conducted by investment manager Capital Group, found workers could be motivated to save more if they picture their future self, rather than only focusing on the dollars and…