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American workers are more secure in their retirement preparations
American workers are more secure in their retirement preparations now than before the Great recession according to the latest findings of a study conducted by Transamerica Center for Retirement Studies. However, the study finds “that there are still major areas…
Downsizing in retirement
When planning for retirement one of the primary decisions every retiree must make is: do I want to live in the same community or will I move to be closer to my family? For most retirees, downsizing and moving during…
Helping you decide whether to move in retirement
One of the most basic questions people need to ask themselves when planning to leave the workforce is: Where do I want to retire? Will that relocation add to or subtract from your quality of life? Before you finalize a…
Inspector General Warns Public About OIG Impersonation Schemes
The Acting Inspector General of Social Security, Gale Stallworth Stone, is warning citizens about an ongoing Office of the Inspector General (OIG) impersonation scheme. The OIG has recently received reports from citizens about suspicious phone calls claiming to be from…
Eight-step pre-retirement checklist
Most people view retirement like a second childhood but without parental supervision, but it takes planning. The attached article gives an eight- step pre-retirement checklist so you can start taking the steps in the right direction. Read article here… Notice: The…
The three things to consider before you transition into retirement
According to a Gallup survey, only 38 percent of Americans say they have a long-term financial plan. While the rest of us find retirement planning can get exhausting and overwhelming and often lead to people hoping all their retirement concerns…
Two ways for workers to estimate their future monthly income
According to research recently published by the LIMRA Secure Retirement Institute more than half of all U.S. workers (ages 20 to 79) have difficulty understanding retirement savings in terms of future monthly income. According to experts, there are at least…
Social Security when you are self-employed
Most people who pay into Social Security work for an employer; however, self employed people must report their earnings and pay their Social Security taxes directly to the IRS. These taxes will help determine your eligibility for Social Security benefits…
Who is working past 65?
More and more Americans are delaying retirement. Almost twenty percent of Americans 65 or older is still working, the highest percentage in more than half a century. But it’s those with a college degree that find it easiest to keep…
Retirement health care expenses are projected to rise but at a lower growth rate
According to a new report, health care inflation has slowed over the past year, lowering your projected lifetime tab. However, the bad news is even at this lower growth rate, health care expenses can punch a large hole into the…