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Taking Control of Yourself In Retirement
Retired life: it’s supposed to be a time for relaxation and doing the things that you really want to do instead of the things you need to do to sustain yourself and your family. Unfortunately, many around you might have…
Retirement Planning: Some Fundamentals to Think About
As the saying goes, time marches on. And as you think ahead to the retirement phase of your life, this marching becomes more and more evident as you watch the days count down to the time you’ll be taking the…
Social Security: Understanding Who Gets What
With nearly one trillion dollars being paid out to a variety of recipients, folks often wonder exactly where it goes. Well, there are more than 62 million individual recipients, and it might or might not surprise you that retired workers…
Rise and Fall in Cases Pending an Administrative Law Judge Hearing: New Actuarial Study
(Source: Social Security Administration) The “great recession” that began at the end of 2007 contributed to a rise in initial applications for Social Security disability benefits that peaked in 2010. This surge in initial applications led to a similar rise…
Gen X and Social Security: A Changing Landscape
A recent MetLife study, titled “Study on Gen X: The MTV Generation Moves Into Midlife,” concluded that the population group referred to as Generation X (those with birth years ranging from the early-to-mid 1960s to the early 1980s) have come to understand…
Right vs. Wrong: A Look at America
Star-Herald publisher Greg Awtry shares some Memorial Day-type thoughts on America, with a specific focus on a long list of comparisons of rights and wrongs that go a long way toward defining the challenges we face. Among his list of comparisons…
Valuable retirement charts worth examining
Having a retirement plan can mean the difference between a stressful retirement, where you struggle to make ends meet, and a financially secure retirement. There are a few good rules to follow for those who want to execute a smart…
401k Balances Need Help?
As you hurtle toward retirement, it may become evident to you that the balances in your deferred compensation/401k plans are in need to attention. If so, you’re not alone: wage-earners aged 44 to 49 report just $6,200 in retirement savings, according to…
Costly retirement mistakes to avoid
Majority of us look forward to retirement, imagining doing all the things we haven’t had sufficient time for while we were busy working. But having a pleasant and secure retirement depends on how well you prepare and on how many…
Will you depend on Social Security to be your major source of income
Although only 36 percent of people say they expect to depend on Social Security as a major source of income, reality is, 67 percent of retirees actually end up depending on it. Combines with a recent study from the Insured…