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How not to become a victim of Social Security scams
Social Security serves as a key source of income for countless retirement, many of whom wouldn’t manage to pay their bills without those benefits. However, each year countless seniors fall victim to Social Security scams or crooks who steal their…
One-third of independent contractors say saving for retirement is a challenge
At a hearing of the Senate Health, Education, labor and Pensions Committee’s subpanel on primary health and retirement security, the matter of retirement savings options for independent contractors and other so-called gig economy workers were discussed with Senators from both…
It’s never too early to determine if your retirement income will be enough
For some Americans looking ahead at retirement, the reality of not having enough income to pay the bills may be setting in. Many retirees are finding that it is necessary to return to a job or cut back on their…
Retirement regrets, and how to avoid them
Although many younger people don’t even think about their eventual retirement, as you advance in age the topic become much more important. That is usually when the planning phase kicks in, and learning from other’s mistakes could go a long…
Don’t let stock market swings derail your retirement
It sure does make big headlines when the stock market makes a major correction such as it has over the past few days. But you shouldn’t let worry over short term fluctuations derail your retirement plan, and certainly shouldn’t react…
Working while collecting, spousal benefits, and delayed retirement credits
Larry Kotlikoff is a well known author of Social Security advice articles which he publishes as an “Ask Larry” column via various media outlets. In this article appearing at Forbes.com, Mr. Kotlikoff answers questions about working while collecting Social Security,…
Waiting for Social Security until new Medicare number received
There’s been a fair amount of publicity surrounding the new Medicare numbers which will start appearing on reissued cards in April of 2018 and continue to transition until early 2019. The purpose of this change is to mitigate the security…
For new retirees who plan to keeping working
If this is the year you are planning to apply for Social Security benefits and you haven’t yet reached your “full retirement age”, you should pay careful attention to the fact that if you continue to work there is a…
Are you saving enough for retirement?
There have been many articles recently about the state of retirement savings in America, nearly all of them suggesting that most American’s retirement savings efforts are woefully short of what they will need to retire comfortably. In this Washington Post article by…
Is your retirement plan on target?
All financial advisors will tell you that the most important thing you can do to secure a comfortable retirement is to plan ahead, and then monitor that plan to make sure you’ll achieve your goal. But how do you monitor…