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Need assistance? Here’s how to connect with Social Security
With over 61 million people already relying on it, and thousands more about to be each day, the Social Security Administration is an oft-needed source of information for a large number of American citizens. With such a huge constituency, it’s no wonder…
A new retirement income strategy called Spend Safely in Retirement
According to a recent report, most Americans have access to the best retirement income generator around: Social Security. The researchers at the Stanford Center on Longevity, in collaboration with the Society of Actuaries, found that Social Security meets most planning…
How not to become a victim of Social Security scams
Social Security serves as a key source of income for countless retirement, many of whom wouldn’t manage to pay their bills without those benefits. However, each year countless seniors fall victim to Social Security scams or crooks who steal their…
One-third of independent contractors say saving for retirement is a challenge
At a hearing of the Senate Health, Education, labor and Pensions Committee’s subpanel on primary health and retirement security, the matter of retirement savings options for independent contractors and other so-called gig economy workers were discussed with Senators from both…
It’s never too early to determine if your retirement income will be enough
For some Americans looking ahead at retirement, the reality of not having enough income to pay the bills may be setting in. Many retirees are finding that it is necessary to return to a job or cut back on their…
Retirement regrets, and how to avoid them
Although many younger people don’t even think about their eventual retirement, as you advance in age the topic become much more important. That is usually when the planning phase kicks in, and learning from other’s mistakes could go a long…
Don’t let stock market swings derail your retirement
It sure does make big headlines when the stock market makes a major correction such as it has over the past few days. But you shouldn’t let worry over short term fluctuations derail your retirement plan, and certainly shouldn’t react…
Working while collecting, spousal benefits, and delayed retirement credits
Larry Kotlikoff is a well known author of Social Security advice articles which he publishes as an “Ask Larry” column via various media outlets. In this article appearing at Forbes.com, Mr. Kotlikoff answers questions about working while collecting Social Security,…
Waiting for Social Security until new Medicare number received
There’s been a fair amount of publicity surrounding the new Medicare numbers which will start appearing on reissued cards in April of 2018 and continue to transition until early 2019. The purpose of this change is to mitigate the security…
For new retirees who plan to keeping working
If this is the year you are planning to apply for Social Security benefits and you haven’t yet reached your “full retirement age”, you should pay careful attention to the fact that if you continue to work there is a…