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The Case for Working Into Retirement
Despite the always-present problem of age-discrimination, there are sound reasons why career extension, as well as part-time work in retirement are important to both older people and the economy. Form reducing senior poverty to retaining technical skills in the workplace, America’s retirement…
Thoughts on the Security of Online mySSA Accounts
It seems like security breaches are constantly in the news, with compromised personal data leading the list of impacts on ordinary citizens. To the more than 34 million people dealing with the Social Security Administration electronically, this is really a big…
Further Discussion on the Impact of a Shutdown
We dodged a bullet on the most recent government shutdown exercise, bu the political clmate being what it is, it’s not unlikely that we won’t get to that point again. In a post today on tucson.com, columnist Tom Margenau takes a…
Looking Long-Range at Retirement? Here Are the New Considerations
Most people would think that maximizing investments and minimizing the impact of taxes are the key strategic moves to be made as they plan for retirement. While these are certainly important points to consider, the demographic and systemic changes that have occurred…
The Importance of Diligence in Re-evaluating Retirement Savings Strategies
In the wake of recent tax reform legislation, a consistent thought seems to have emerged–be proactive in examining and re-evaluating the effectiveness of your retirement savings strategies. Although the final bill signed into law by President Trump really didn’t have…
One of Social Security’s Most Incorrect Assumptions
Yahoo Finance contributor Christy Bieber of The Motley Fool reports that, according to a Fidelity Investments survey, 40% of those who claim Social Security benefits early (before their full retirement age) believe that the penalty (the reduction in monthly income) will…
5 Ways Social Security Protects You and Your Family
(Source: Social Security Administration) Next payday, when you see a portion of your wages go toward FICA taxes, rest easier knowing that your investment in Social Security brings a lifetime of protections for you and your family. From your first…
Social Security: A “Nearly Perfect” Component of Your Retirement Strategy
Steve Vernon, consulting research scholar at the Stanford Center on Longevity, in collaboration with the Society of Actuaries (SOA), puts forth suggestions for accumulating the nest egg you’ll need for retirement. In his article, he cites Social Security as being “nearly a…
The 4% Rule Revisited
It’s a persistent dilemma for retirees and soon-to-be retirees–the concern over outliving one’s accumulated nest egg in retirement. And it’s a valid concern, since statistically, surveys show that many folks have not been able to save at levels that would…
Setting a Financial Strategy for the Retirement Years
Social Security and Medicare both loom high on the list of importance areas to consider when plotting a financial strategy for that segment of your life. In an article posted on www.columbusceo.com by freelance writer Craig Lovelace, the specific points to consider…