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Fee-for-service Medicare might provide better skilled-nursing choices for its beneficiaries
In a new study published in the journal Health Affairs suggests that fee-for-service (FFS) Medicare might provide better skilled-nursing choices for its beneficiaries. The research team found that even if the person was in a five-star Medicare Advantage plan they…
Mobile apps that allow employees to access their earnings every day
Mobile apps which allow workers to access half the pay they earn in a day as a way to cover unexpected expenses and avoid pricey payday loans are useful to companies in attracting and keeping employees in high-turnover jobs according…
Retirement savings are dangerously low
United States retirement savings deficit is between $6.8 and $14 trillion according to data from the U.S. Federal Reserve. In a recent study by the National Institute on Retirement Security, shows the median retirement account balance is $3,000 for all…
Claiming your Social Security benefit early
Do you know what claiming your Social Security benefits early will mean? Do you know if you file early – meaning prior to your full retirement age (FRA) – you’ll lose a portion of your benefits for each year you…
Annual earnings limit for new retirees
In the attached article, Mary Beth Franklin, CFP®, Contributing Editor at InvestmentNews, explains the rules for new retirees on how to claim benefits even if earnings exceed annual limit. Read her article here… Notice: The link provided in the text above connects…
Is early retirement associated with a change in mortality?
Approximately 31 percent of all Americans begin claiming Social Security in their first month of eligibility at age 62. A new paper by National Bureau of Economic Research examined whether age 62 is associated with a change in aggregate mortality.…
How does Medicare work with employer health insurance?
In Karin price Mueller’s column, she answers a reader’s question on balancing employer health insurance and Medicare. Read her answer here… Notice: The link provided in the text above connects readers to the full content of the referenced article. The URL (internet address) for this…
Blended Retirement System for military personnel
The U.S. military is launching a new retirement system that will impact millions of current and future service members. The new retirement program–Blended Retirement System–combines a traditional pension with a defined contribution plan. Read article here… Notice: The link provided in…
Time to review your retirement documents
It’s a New Year and time to make resolutions by reviewing your retirement documents. In the attached article gives instructions on how to start. Read article here… Notice: The link provided in the text above connects readers to the full content of…
Why the rush to file for Social Security at 62?
The most popular age to file for Social Security is 62. On the other hand, only three percent of all seniors wait until 70 to take benefits. In Maurie Backman’s article for the Motley Fool, she asks: “Why don’t more…