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Retirees can qualify for mortgages
Financial experts have for many years advised individuals to pay off their mortgage entirely before retirement; however, it isn’t an option for everyone. If you believe getting a mortgages after retirement was an impossibility; it simply isn’t the case. Qualifying…
Enrolling in Medicare at the wrong time it could cost you plenty
Timing is everything especially when you enroll for Medicare. If you enroll for Medicare at the wrong time, it could cost you a penalty in the form of higher premiums. Read article here… Notice: The link provided in the text above connects…
When it makes sense to wait to claim your Social Security benefits
There are benefits if you hold off on filing for your Social Security benefits past your full retirement age, you’ll receive an eight percent increase in payments each year up until you turn 70. There are also other situations where…
Identity theft is the fastest growing crime in the U.S.
According to the FBI, identity theft is the fastest growing crime in United States. According to a recent study, $16 billion was stolen from 15.4 million U.S. consumers in 2016. This is why it is important to protect your Social Security number.…
Filing for Social Security after age 70
Do you know if you hold off past your full retirement age before you collect your Social Security benefits you’ll accrue delayed retirement credits that are worth an eight percent boost in benefits for each year you wait? However, while…
Most important regulatory issues facing small businesses in 2018
Martin Mucci, Paychex president and CEO, says “With so many regulatory changes and legislative reforms either proposed or slated to take effect in the coming months, it can be challenging for busy small business owners to keep up with where…
Financial fitness
Majority of people rely on their employer’s benefits package to get them into financial shape. Compensation and bonus package are often the only vehicles that younger employees look at in regards to their financial picture; however, it shouldn’t be. The…
Retirement is really a lifestyle change
Sometimes for financial reasons or fear of the unknown that causes people to hold on to a job too long. Financial psychologist Brad Klontz suggests “Unless you have a really exciting plan to transition to, there are a lot of…
The Rule of 72
As part of your quest to achieve financial freedom in your retirement, you may run across the term “doubling” your money but do you really know what that means? One way to really understand this is to look at the…
Public pension funds are underfunded
Most members of public pension funds are unaware that their pensions are not just underfunded, but falling short of performance targets according to a new study from Spectrem Group. Read article here… Notice: The link provided in the text above connects readers…