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Many claim Social Security at age 62. Why?
Social Security’s minimum age to start collecting retirement benefits is 62, and 48% of women and 42% of men do claim at that earliest possible age. The reasons can be and are sometimes good, but all too often claiming at…
Working after age 65: Majority want to but only 20% do
According to a recent survey, 56% of those surveyed say they plan to continue to work after retirement, and perhaps not fully retire at all. The expectations are somewhat different for each generation (Millennials, GenX’ers and Baby Boomers), but most…
Part time consulting can be more rewarding than full retirement
Many who retire after a long career of full time work are finding that they’re bored and long for a sense of worth – a feeling that they’re still growing and contributing. Contrary to the old thinking of 65 as…
A blueprint for retirement planning
Planning for your retirement can seem like a daunting task, especially if you’re trying to forecast what your financial needs will be decades down the road. But rather than put that planning off because it seems so difficult, doing a…
There are retirement savings options other than the 401(k)
The 401(k) is usually thought of as the premier retirement savings account, and it is very widely used throughout America. But there are other lesser known options that can be just as good, or even a better place to park…
Solving America’s retirement savings crisis
It’s pretty well known that most American’s simply don’t save enough during their working years to fund a comfortable retirement. Social Security was never intended to provide more than 40% of a retired persons income, so the rest must come from…
Give your retirement plan a test run
Let’s say you’ve done all your homework and have put together what you believe is a solid retirement plan to carry you through your golden years in comfort. No matter how careful you are, that plan is really just a…
Does your state tax your Social Security benefits?
37 states don’t tax their residents’ Social Security benefits. Is your state one of them, or do you live in one of the 13 states that do levy tax on your Social Security income? And just how generally “tax friendly”…
Lost your Social Security card? Here’s what to do
If you have somehow lost your Social Security card, there are some things to do to not only get a replacement, but also ensuring that the lost card isn’t used for any nefarious purpose. Relatively speaking, getting a new card…
Here’s how to rebuild your retirement nest egg
During our working years, many of us focus intently on saving for our future retirement with contributions to an employer 401(k) and IRA’s, building a fairly nice nest egg to carry into our golden years. But life happens, and emergencies can crop…