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The Importance of Discussing When to Start Your Social Security Benefits with Your Spouse
If you and your spouse are close in age, starting your benefits at the same time may not always be the best option for you. You both need to consider your life expectancy, health, and other retirement funds, such as…
How do you earn the maximum Social Security benefit?
Everyone can maximize their Social Security benefit amount by delaying taking it as long as possible. Your benefit maxes out at age 70, so there is no sense delaying it any longer. Your Social Security benefit increases by 76% between…
Women Tend to be More Dependent on Social Security Than Men
Women often stay home to raise children or care for ailing family members. They also tend to live longer than men, approximately 5 years. Women have come a long way in advancing their careers, but they still tend to earn…
Taking Your Social Security Benefits Before Your FRA and Continuing to Work
If you were born in 1960 or later, your full retirement age (FRA) is 67. If you are working and take your benefits early, you will be subject to an earnings limit. If you go over the earnings limit for…
More on the New Trump Plan for Retirment Accounts
Just a few days ago, the Congressional Budget Office weighed in on the full depletion date for Social Security’s trust funds, projecting 2032 as the point where the program would be forced to shift to a cash-in/cash-out operating mode. Absent…
How Important are Defined Contribution Plans to Retirement Success?
If you’ve ever questioned the value of deferred compensation (defined contribution) plans like 401(k)s and IRAs and if you are unsure about the importance of the “401k plans for all” President Trump announced in his State of the Union address…
Social Security and the Fight Against Poverty
Mention Social Security, and the natural instinct is to assume it’s about retirement and the support of the elderly. While that’s of course true, it’s equally relevant to consider the benefit payments in the context of guarding against poverty, and…
Slam the Scam Day – Safeguard Your Community from Government Imposters
(Source: Social Security Adminostration) Date: Thursday, February 26, 2026 Dear Colleague, The Inspector General for the Social Security Administration (SSA) has designated March 5, 2026, National “Slam the Scam” Day, an outreach campaign to raise public awareness of Social Security scams and…
More on the “Wait to Age 70” filing decision
There are many viewpoints on the general question of when to claim Social Security benefits, with early claiming — age 62 — remaining a statistically popular choice. The question itself is the most frequently-handled topic at the AMAC Foundation’s Social…
Obtaining New or Replacement Social Cards Now Online
In keeping with its “digital first” direction, the Social Security Administration (SSA) is implementing a simplified approach to obtaining or replacing Social Security identification cards via an online process intended as a convenience and time-saving step. The move is part…