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Are Millennials Missing the Magic of Compounding?
While some reports indicate that a portion of the millennial generation–those with birth dates from the early 1980s to the mid-1990s to early 2000s–have an understanding of the importance of retirement savings, a new study by Earnest, Amino and Ipsos draws a…
File and Restrict Strategies–Some Strategic Advice
For married couples with multiple high earnings records, waiting until age 70 might not be the best way to maximize Social Security benefits. In an article posted on www.investmentnews.com, contributing editor Mary Beth Franklin outlines a scenarios focus on the use of…
Equifax Revelations Continue to Build…What You Can Do for Protection
With the addition of another two and a half million Americans added to the rolls of those impacted by the Equifax Security breach, the extent of the problem has now embraced nearly half the nation. As noted in a post…
Understanding the Implications of Divorce
Divorce is, for the most part, one of the most traumatic experiences couples can face in life. In addition to the emotional aspects, the complications associated with financial issues add a whole other dimension to the experience. And Social Security planning takes…
“Free the Facts” Actively Engaging the Younger Set in Social Security Reform
“Free the Facts,” a nonpartisan organization with a mission to give college students a voice in policy reform, is touring campuses and providing opportunities to understand the issues surrounding Social Security now and for the future. With Social Security selected as…
Understanding the “Retirement Crisis”
MarketWatch columnist Dana Anspach offers conjecture on the oft-reported “retirement crisis” and the scary articles popping up repeatedly in the media. Commenting on recent studies by Employee Benefit Research Institute (EBRI) and The Society of Actuaries (SOA), she observes that approaches like “living…
H.R. 2792 Passes the House – 244-171
Ripon Advance News Service reports that the H.R. 2792, the Control Unlawful Fugitive Felons (CUFF) Act, successfully passed the House. The Act, which amends the Social Security Act to make certain revisions to provisions limiting payment of benefits to fugitive felons under titles…
The shifting sands of retirement financial planning
It’s no secret that it’s no longer your father’s retirement…defined benefit plans are disappearing, Social Security has a long-term problem, and saving is increasingly difficult for many in today’s workforce. Market Watch’s Alessandra Malito takes a look at the overall retirement…
Retiring early? Here are some things to think about.
Many people in the throes of everyday work life dream of bailing out early and leaving the doldrums behind. If that describes you, you might want to be certain you’re aware of some of the challenges you would face. The…
The Triple Tax Benefits of HSAs
Health Savings Accounts have emerged over the past few years as highly-touted retirement savings vehicles. Why, you ask? Well, it starts with the fact that the contribution is tax deductible, and offers the further benefit that these contributions can grow…