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Seniors most vulnerable to hurricanes
Hurricanes Harvey and Irma have certainly issued a wake up call that the forces of nature can be devastating. But when disaster strikes, seniors often find themselves having considerable difficulty coping with the stress and the survival skills needed. As…
Staying active reduces disability risks
Statistically, about 1 in 5 Americans might well end up disabled, and the risk to senior citizens is even greater. But adding less than an hour each week of moderate exercise goes a long ways to reducing the immobility risks…
What you can do to protect yourself from the Equifax hack
Everyone by now knows that Equifax, one of the three major credit bureaus, was hacked resulting in the personal data of about 143 million Americans being stolen. While the news has made the headlines, much too little has been written…
Social Security and erroneous death reporting
Imagine your surprise when you go to pay for a meal with your debit card, only to find out it doesn’t work because Social Security has erroneously reported your death to your bank. This was the case for an unfortunate…
Medicare Advantage Plans: What you need to know
A Medicare Advantage plan, essentially an alternative to traditional Medicare Parts A & B (and often Part D), can be a very cost effective vehicle for your heath care needs. But these plans are offered by private insurers who can…
Decomplicating your retirement planning
There are few who would argue that planning for retirement is an easy task; after all, forecasting a future filled with unknowns seems almost like an exercise in futility. But retirement planning is, perhaps, one great example of where the “KISS…
What you can do about the Equifax data breach
By now most consumers know about the massive breach of personal information for about 143 million Americans. Equifax has been scrambling trying to offer suggestions for how to protect yourself, but the suggestions they’re offering are mostly about using their own credit monitoring…
When claiming Social Security at 62 is a bad idea
Of course, there’s never a simple answer to the question of when to apply for Social Security. Each person’s circumstance is different, and for married couples there are actually two people whose benefits might be affected by the decision. At first glance,…
Brushing up on Social Security survivor’s benefits
Losing a loved one is never easy, but knowing that Social Security survivor’s benefits will be there to help can go a long way toward easing your anxiety Generally, survivor’s benefits are usually available to the dependents of a worker…
Working in retirement? It’s a way of life for some
For many, retirement is not decades of leisure dozing in a hammock and remembering a lifetime of working. Many senior are finding they have no desire to simply hang up on work, but rather want to continue being active. The…