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Older parents may want to consider applying for Social Security earlier
Most advisors encourage people to delay applying for Social Security beyond the date they are first eligible at 62 years of age, often suggesting they wait until at least their full retirement age or even age 70 to enjoy the…
Getting the most out of Social Security
Complicated advice abounds on when to apply for Social Security but a few relatively simple strategies can often result in a substantially higher benefit check. And waiting until later to start benefits isn’t always the best way to make your…
Social Security isn’t just retirement benefits; it protects survivors too
Social Security is not only a retirement program, but also an insurance program, a fact too often overlooked in discussions about how it fits into your future. Survivor’s benefits can be paid to widows and widowers, even if the deceased was…
Retirement planning tips from the experts
Retirement planning, especially when those golden years are far into the future, is something that many people tend to put off until tomorrow. But there are some pretty basic tips that even those just entering the workforce can benefit by,…
Cutting taxes on your Social Security Income
Though the rules are pretty straightforward for when and how much your Social Security income is taxed, those with moderate or low earnings income may be able to find ways to lower their tax liability through smart investing. This Kiplinger.com…
Federal agencies trying to move away from Social Security number as ID
Though they’ve been wrestling with the problem for nearly a decade, agencies of the Federal Government are trying to find ways to find an alternative to using the Social Security Number (SSN) as a way to identify Americans, without exposing…
A simple mistake that could cost you dearly
As hard as it might be for you to imagine, the Government does occasionally make mistakes (pun intended). And considering that the Social Security Administration mistakenly declares about 14,000 people dead each year, it should come as no surprise that…
Determining what your Social Security benefit will be
It can be daunting, trying to figure out when to start your Social Security benefits. Although 62 is the most common age that people apply, there is a lot to be gained by understanding how much your benefit will be reduced…
Some things you should focus on if you’re nearing retirement
If you’re now traveling on the highway to retirement, you’ll find there are some twists and turns in the road that gets you there. From putting together a realistic income plan, to an income protection plan, a growth plan, and taxes, you…
Social Security at your fingertips, where ever you go
When you set up your My Social Security online account at SSA.GOV, you are giving yourself 24/7 access to your account, from where ever you happen to be. From finding out the status of your application, to getting a benefit…