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Delaying Social Security Filing…the Word is Getting Out!
A new survey by Fidelity Investments indicates that the impulse to file for Social Security benefits as early as possible may be diminishing. Mary Beth Franklin, in an Investment News post, examines the reasons for this shift in thinking, and outlines…
Differences aside, there are some consistent basic steps everyone should consider in retirement planning
Michael Woloshin, an Investment Adviser Representative, insurance professional and founder and managing director of Woloshin Investment Management, has some suggestions for fundamental planning steps everyone needs to consider as they look ahead to their financial security in retirement. From budgeting…
Government Shutdown? Don’t worry, Social Security checks will continue.
USAToday’s Erin Kelly, in a post on www.9news.com, outlines the various implications of a potential government funding evaporation this Friday. Of most importance to visitors to this site, of course, is the comment that Social Security checks would continue unabated. Read her article…
Baby Boomers and the Housing Market
The senior population wave being led by the maturation of the Baby Boom generation is beginning to change the housing landscape, with more and more attention being placed on social landscaping for senior living. From more emphasis on aging-in-place to…
Lifetime Income Disclosure Act of 2017
In an effort to increase the information provided to savings plan participants, Representative Luke Messer of Indiana’s 6th District earlier this month proposed H.R.2055, the Lifetime Income Disclosure Act, designed to require employers to provide supplemental information to retirement plan participants. The…
The Average Age Americans Claim Social Security Benefits
You may be wondering, when do Americans claim Social Security? According to the data from the Social Security Administration, the average American claims Social Security at 64.5 years of age. Read article here… Notice: The link provided in the text above connects…
Have You Asked these Three Qualitative Questions?
There’s another area of retirement that’s rarely discussed in depth; it is more qualitative in nature, as explained in an article by Forbes Contributor John Wasik. Read article here… Notice: The link provided in the text above connects readers to the full…
The Four Percent Rule Flaws
We have all heard about the 4 percent Rule, introduced by financial advisor Bill Bengen in 1994 suggesting a withdrawal rate of 4 percent of your nest egg in your first year of retirement. In subsequent years, use that figure as your…
Medicare: Frequently Asked Questions
Kimberly Lankford, Contributing Editor for Kiplinger’s Personal Finance, receives questions on Medicare every day and is sharing the frequently asked questions (FAQs) in her column. Read her column here… Notice: The link provided in the text above connects readers to the full…
Look Before You Leap Into Social Security Benefits
Many people simply jump into taking action with their Social Security benefits before they really think things through, and that can end up costing thousands of dollars in lost benefits over time. Read article here… Notice: The link provided in the…