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Preparing for retirement should be a lifetime project
Unfortunately, too many people wait until retirement is already on their horizon before starting to plan for it, and the result is that they’re not adequately financially prepared when the time comes. This article by Adrian Mastracci appears at The Globe…
Why your Social Security benefit could be less than you expect
You’ve done all the planning and figured out the best time for you to start your Social Security benefits, but be careful – there are some potential hiccups that could end up meaning you get a smaller benefit. This sideshow…
Think you know Medicare? Here are some things you don’t know.
Especially those of us already over 65 and on Medicare might think we’re pretty well versed on the program that provides healthcare to over 57 million Americans. But this Motley Fool article by Maurie Backman reveals ten eye-opening Medicare statistics…
Working after retirement – a big reason to do it (besides money)
True, a lot of people who retire from a main career find part-time (or even full time) work to supplement their retirement income, and that trend is increasing every day. But aside from the money, there are considerable psychological advantages to…
Lots of options for shoring up Social Security
The Congressional Budget Office (CBO) has offered about 3 dozen options for restoring Social Security to long term solvency, ranging from raising the full retirement age, to reducing benefits. But only a few of these will have a major positive…
Social Security benefits update, plus a COLA outlook
Social Security’s full retirement age is gradually increasing, which affects benefits for those considering retirement today. That means it’s a good time to review the fundamentals of Social Security retirement benefits, and this article by Ralph Smith at fedsmith.com does just…
Seniors who exercise have fewer fall-related injuries
It’s no secret that as people age they become more vulnerable to falling and suffering the often-debilitating consequences of that fall. But regular exercise can go a long way to strengthening muscles and improving balance, thus helping senior citizens avoid…
Senior healthcare: A new approach is needed
Though America’s healthcare system is among the best in the world, a more holistic approach to senior healthcare could avoid many of the problems our aged population face today. What that means is senior healthcare should transition to a mixture of both…
Why so many people aren’t saving for their retirement
Everyone knows that saving for a future retirement should always be a priority if you want to live your golden years in at least some level of comfort. But unfortunately, too many Americans find themselves with little or no savings…
Retiring early is possible with the right strategy
Although the average American retirement age is 63, there are some who have taken a very aggressive approach to retirement planning and are positioned to retire much earlier. It’s certainly not easy, but as this CNBC article by Kathleen Elkins…