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Are you ready to retire? Look at these things first
In a recent survey, nearly 60% of those approaching retirement within 20 years said they felt they were prepared, but in that same survey only about 1/3rd had enough actual savings to match their expectations. And this is a great…
The retirement landscape is changing. Here’s how.
Baby boomers are entering retirement at a rate of about 10,000 per day, but many don’t understand that retirement today isn’t what it used to be. In today’s world, 60 is the new 40, and 70 is the new 50,…
Some Social Security planning information
We all know that we can claim Social Security at age 62, but what’s the financial penalty for doing that. And how about spousal benefits and survivor’s benefits? This article by Gary Boatman appears in the Uniontown (PA) Herald-Standard and…
A few facts to consider about your retirement
Don’t leave your retirement to chance when, with a little planning, you can be prepared for the inevitable surprises that can crop up along the way. It may not be comforting, but surveys show that most people don’t feel confident…
Take charge of your golden years.
No question about it, retirement is a major change in your life, and it’s up to you how to adapt to it. It makes a lot of sense that you take some time now to understand how you want live out…
The sad state of Americans’ retirement savings
With traditional worker pension plans fast becoming a thing of the past, plus employer-sponsored 401(k) plans being offered by only about 14% of U.S. Corporations, the amount you have saved for retirement takes on a crucial role. And unfortunately, the…
Saving is crucial to a comfortable retirement
“America Saves Week” starts on February 27th, and this article by Maria Diaz, a Public Affairs Specialist at the Social Security Administration, describes how the SSA encourages Americans to save. Appearing at the Palm Beach Post’s website, the article offers several…
Need a replacement Social Security tax form? Here’s how to get it
You should have already received your annual benefit statement, Form SSA-1099, from Social Security. But if you haven’t or somehow misplaced it and need one to do your taxes, this brief article by Essie Landry of the Social Security Administration…
Some reasons not to retire early
Retiring early can seem like an attractive alternative to the stress of a long working career, but you may want to take a careful look at your potential new lifestyle before you pull the plug. Retiring and starting your Social…
The “longevity risk”, and how to mitigate it
Your “longevity risk” is the danger of exhausting your financial resources before the end of your life, which is a real concern for most people who are developing a retirement plan. This article by Mark Miller appears in the “Aging…