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Government workers and Social Security
Many people who work in the public sector – such as teachers, police officers, firefighters and Federal employees who are not covered by the Federal Employees Retirement System (FERS) – may be in for a surprise when they’re ready to retire: two…
Plan ahead for when to take Social Security
All too often, people make an emotional decision on when to begin their Social Security benefits, instead of taking a measured, calculated approach. That can end up costing you some significant money, as the article by financial advisor Laura Medigovich…
Why do so many seniors start Social Security benefits early?
About 60% of Social Security beneficiaries start collecting their benefits before they reach their full retirement age, which is somewhere between 65 and 67 depending upon when you were born. There are a lots of reasons why seniors are doing…
Use the 10 years before you retire to beef-up the strength of your retirement plan.
Unfortunately, many people approaching retirement age find themselves with insufficient savings to carry them comfortably into their golden years. But, with a little advanced planning, there are actions you can take to help you along the way. This USA Today…
What is your Social Security “break even point” ?
Your “break even point” – the age at which you would have collected the same total amount of benefits whether you retired at 62 or your full retirement age (66 for most baby boomers) – has many variables. Looking at this…
Millennials accept mandatory savings for retirement.
Unlike many of their baby boomer parents, most of the millennial generation accept that mandatory savings for retirement should be a part of their work life. Recognition that lack of adequate savings is one of the most damaging causes of…
A few tips on retirement.
There are a few retirement thoughts for you to consider described in this article appearing at theweek.com, including tips on retiring as a couple, improving your retirement position by trading college debt for a lower interest home mortgage loan, and some significant…
Whatever your age, don’t delay planning for your retirement.
Regardless of your age, don’t wait another week to begin planning for your retirement. Doing some thinking and taking some action now could spell the difference between a comfortable retirement and one filled with worry and stress. As this madison.com…
Paul Ryan’s Plan to Change Medicare Looks A Lot Like Obamacare
(By Alison Kodjak for NPR) President-elect Donald Trump and House Speaker Paul Ryan agree that repealing the Affordable Care Act and replacing it with some other health insurance system is a top priority. Continue reading article here… Notice: The link…
“Fake” Social Security Facts
In Dan Caplinger’s column for The Motley Fool, he debunks the three most common Social Security myths to give you the “real” information about the program. Read article here… Notice: The link provided above connects readers to the full content…