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How to save effectively for retirement.
From young millennials to those approaching retirement, getting focused on building a nest egg requires discipline, and the time to start is now. This U.S. News article by contributor Dawn Reiss offers advice on how to most effectively save for retirement in…
If you pay FICA taxes, you have disability insurance.
Workers often overlook that because they pay FICA taxes, they also have an insurance policy which pays benefits if they can’t work because of a disability. It’s called Social Security Disability Insurance (SSDI) and, along with private long-term care insurance, it can…
CMS releases 2017 Medicare premiums & deductibles.
The Centers for Medicare & Medicaid Services has released the 2017 Medicare premiums and deductibles data. Though some projections had premiums increasing up to 22% for those not protected by the “hold harmless” provision, CMS announced that those higher earners…
Shocks can up-end your retirement.
Optimism is a wonderful thing, but shouldn’t keep you from planning for the unexpected. Life happens, as they say, and it’s important that you’re aware of things that could shock your retirement and upset your best laid plans. This Rodney…
Social Security rules everyone should know.
While there are often special circumstances which affect an individual’s Social Security benefits, there are some basic rules that everyone should be aware of. These range from knowing how to get the most, to understanding if and how your benefits may…
Reasons you may want to retire early.
Advisors often counsel waiting until at least Social Security’s full retirement age to retire, but there are a few very real reasons you may want to retire early. This Motley Fool article by Dan Caplinger appears at AOL.com and explains…
Can you retire early? Here are some signs to see.
People today are generally retiring earlier than their grandparents, but many of those are due to job-related or health issues. And too many of them don’t have the resources in place to make a go of it. This THV11.com article by…
Consider an IRA as part of your retirement plan.
With all the talk about retirement planning, it’s an unfortunate fact that many Americans have nothing put away for their retirement, while even those that do don’t have a lot in their nest egg. Work-sponsored retirement plans should always be…
Are you a Spendaphobia?
Most of the advice on managing your finances in retirement is to control your spending but what if you have enough resources to support yourself: are you still afraid to spend the money? Read article here… Notice: The link provided in…
Inflation and Social Security COLAs: Why They Don’t Match
In Brenton Smith’s column that appears on FedSmith.com website, he explains why Social Security COLAs aren’t keeping up with inflation. Read article here… Notice: The link provided in the text above connects readers to the full content of the referenced article. The URL (internet…