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If you pay FICA taxes, you have disability insurance.

Workers often overlook that because they pay FICA taxes, they also have an insurance policy which pays benefits if they can’t work because of a disability.  It’s called Social Security Disability Insurance (SSDI) and, along with private long-term care insurance, it can be an important part of every worker’s financial toolkit in the event a disability makes them unable to work.  This column at TucsonLocalMedia explains.  Click here to read more.

This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.

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